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Loans

May 14, 2008
FIXED RATE HOME EQUITY INSTALLMENT LOANS*
No Closing Costs to Borrowers

Term ANNUAL PERCENTAGE RATE
12-240 Months 6.25% APR*
Estimated monthly payment for 240 months is $7.31 per $1,000.00 borrowed.

HOME EQUITY ADJUSTABLE RATE LINE OF CREDIT*+
No Closing Cost to Borrowers

ANNUAL PERCENTAGE RATE
Wall Street Prime Rate*
RATE ADJUSTS MONTHLY
LOAN WILL BE CONSIDERED UP TO 100% OF APPRAISED VALUE
*Best rate available; loan to value and credit score may affect your rate; ceiling is 18%; floor is 5%

SECURED CONSUMER LOANS*
(Maximum Loan Amount - $20,000.00)

Term Rate
12-60 Months 10.50% APR
Estimated monthly payment for 60 months is $21.49 per $1,000.00 borrowed.
61-120 Months 11.00% APR
Estimated monthly payment for 120 months is $13.78 per $1,000.00 borrowed.

UNSECURED CONSUMER LOANS
(Minimum Loan Amount $2.500.00)
(Maximum Loan Amount $10,000.00)

Term Rate
12-24 Months 11.50% APR
Estimated monthly payment for 24 months is $46.84 per $1,000.00 borrowed.
25-60 Months 12.00% APR
Estimated monthly payment for 60 months is $22.24 per $1,000.00 borrowed.
 
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