Our experienced staff will be happy to assist you in planning and saving for your retirement. IRAs are opened like CDs, with terms ranging from 18 months to 10 years. IRAs can be opened with a low $250 deposit for 18 months or $1,000 for 2-10 years.
Traditional IRA
- Provides for tax-deductible contributions, giving you the opportunity to take advantage of a tax break now
- Earns tax-sheltered interest until distribution
- Interest rates vary depending upon investment term*
Roth IRA
- Provides for taxable contributions, but tax-free distributed earnings
- Offers the flexibility of early withdrawal without penalty under certain circumstances
- Interest rates vary depending upon investment term*
Click here for our most current rates.
*Please review our current Service Schedule and Truth in Savings Disclosure for additional account information. Interest rate and annual percentage yield subject to change.
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