Effective May 12, 2008 to May 17, 2008
Certificate Specials
|
| Account |
Balance To Earn Interest |
Interest Rate |
Annual Percentage Yield* |
| 24 to 35 mth Special |
$1,000 |
3.13% |
3.15% |
| 9 to 11 Mth Special |
$1,000 |
2.88% |
2.90% |
| 48 to 59 Mth Special |
$1,000 |
3.57% |
3.60% |
| Account |
Balance To Earn Interest |
Interest Rate |
Annual Percentage Yield |
| Savings Account |
$100 |
.75% |
.75% |
| Holiday Clubs* |
|
.75% |
.75% |
| NOW Checking Accounts |
$100 |
.25% |
.25% |
| Super NOW Checking |
$2,500 |
.50% |
.50% |
| Senior NOW Checking |
$100 |
.25% |
.25% |
| Sole Proprietor Checking |
$100 |
.25% |
.25% |
| Money Market Accounts |
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$1,000.00-$19,999.99 |
1.00% |
1.00% |
| |
$20,000.00-$49,999.99 |
1.50% |
1.51% |
| |
$50,000.00-$99,999.99 |
1.75% |
1.76% |
| |
$100,000.00 and Over |
2.25% |
2.26% |
| Account is variable and rate is subject to change. Fees may reduce earnings. |
| *The maturity date of this club account is annually in October; its term varies depending on when the account was opened. |
| Performance Plus Consumer Money Market |
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$10,000 and over |
2.81% |
2.85% |
| Customers must maintain their primary checking account with FFSB and have direct deposit of a recurring deposit from an outside source such as payroll or social security deposited to the checking account. |
| Performance Plus Business Money Market |
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$10,000 and over |
2.81% |
2.85% |
| Business customers must maintain a business checking account with FFSB, which is used as its primary deposit account in order to qualify for this account. |
Certificates of Deposit
|
| Account |
Balance To Earn Interest |
Interest Rate |
Annual Percentage Yield |
| 6 Month up to 1 Year |
$1,000 |
2.45% |
2.46% |
| 1 Year up to 2 Years |
$1,000 |
2.60% |
2.62% |
| 2 Years up to 3 Years |
$1,000 |
2.80% |
2.82% |
| 3 Years up to 4 Years |
$1,000 |
2.90% |
2.92% |
| 4 Years up to 5 Years |
$1,000 |
3.50% |
3.53% |
| 5 Years up to 7 Years |
$1,000 |
3.65% |
3.68% |
| 7 Through 10 Years |
$1,000 |
3.80% |
3.83% |
Individual Retirement Accounts
|
| Account |
Balance To Earn Interest |
Interest Rate |
Annual Percentage Yield |
| Traditional IRA Statement Savings |
$25 |
0.75% |
0.75% |
| Traditional 18 Month |
$250 |
2.60% |
2.62% |
| Traditional 2 up to 3 Years |
$1,000 |
2.80% |
2.82% |
| Traditional 3 up to 4 Years |
$1,000 |
2.90% |
2.92% |
| Traditional 4 Years |
$1,000 |
3.50% |
3.53% |
| Traditional 5 Years |
$1,000 |
3.65% |
3.68% |
| Traditional 6- 10 Years |
$1,000 |
3.80% |
3.83% |
| Roth IRA Statement Savings |
$25 |
0.75% |
0.75% |
| Roth 18 Month |
$250 |
2.60% |
2.62% |
| Roth up to 2 Years |
$1,000 |
2.80% |
2.82% |
| Roth 3 Years |
$1,000 |
2.90% |
2.92% |
| Roth 4 Years |
$1,000 |
3.50% |
3.53% |
| Roth 5 Years |
$1,000 |
3.65% |
3.68% |
| Roth 6-10 Years |
$1,000 |
3.80% |
3.83% |
| Roth Conversion 2 Years |
$1,000 |
2.80% |
2.82% |
| Roth Conversion 3 Years |
$1,000 |
2.90% |
2.92% |
| Roth Conversion 4 Years |
$1,000 |
3.50% |
3.53% |
| Roth Conversion 5 Years |
$1,000 |
3.65% |
3.68% |
| Roth Conversion 6-10 Years |
$1,000 |
3.80% |
3.83% |
| *A.P.Y. is based on a deposit of $10,000 and may vary based upon the actual deposit amount. |
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Rates and terms are subject to change and may expire without notice. Certificates of Deposit have early withdrawal penalties.
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