Comparison Chart
|
Personal Banking* |
Business Banking** | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
|
Checking |
Savings |
Checking |
Savings |
|||||||
|
Minimum Deposit to Open |
$50 |
$100 |
$100 |
$100 |
$1,000 |
$10,000 |
$25 |
$5 |
$100 |
$10,000 |
|
Unlimited Check Writing |
Yes |
Yes |
Yes |
Yes |
No – limited to six per month per Federal Regulations |
No – limited to six per month per Federal Regulations |
No |
No |
Yes |
No – limited to six per month per Federal Regulations |
|
Free Checks*** |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
N/A |
N/A |
Yes |
Yes |
|
Service Fee |
None |
$5 if below minimum average daily balance |
$5 if below minimum average daily balance |
None |
$5 if below minimum average daily balance |
$10 if below minimum average daily balance |
$5 if below minimum average daily balance |
$10 for early closure |
None |
$10 if below minimum average daily balance |
|
Balance to Avoid Service Fee |
None |
$500 |
$500 |
None |
$1,000 |
$10,000 |
$100 |
N/A |
None |
$10,000 |
|
Interest Bearing Click here for current rates |
No |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
No |
Yes |
|
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
|
|
Overdraft Protection |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
No |
Yes |
Yes |
|
24 hour availability at over 700 |
24 hour availability at over 700 |
24 hour availability at over 700 |
24 hour availability at over 700 |
24 hour availability at over 700 |
24 hour availability at over 700 |
24 hour availability at over 700 |
None |
24 hour availability at over 700 |
24 hour availability at over 700 |
|
|
Free Online Banking w/ Bill Pay |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
|
Free Pre-Authorized Automatic Payment to FFSB Loans |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
No |
Yes |
Yes |
* See Consumer Fee Schedule and account disclosures for additional information.
** See Business Fee Schedule and account disclosures for additional information.
*** Select styles only. First order free, additional orders free with combined deposits of $10,000. See banker for details.
