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Business Loans

Borrow Affordably

Start or grow your business with one of our perfect loan solutions. Our experienced lending staff can review your current accounts to see if we can save you money. Local decision making means a quicker response for you.

Term Loans
With a term loan, your payment and interest rate are fixed for a specific period of time.

Best used for:

  • Commercial Real Estate
    • Purchase
    • Refinance
    • Construction/Renovation
  • Vehicle purchases
  • Equipment purchases
  • Equipment leases
  • Specific projects


Lines of Credit

As your business grows, so may the need for enhanced cash flow. A working line of credit can offer the solution to short-term working capital needs.

Features:

  • Interest rate varies based upon a selected index
  • Interest only payments based upon amount borrowed
  • Line is always available for use unless the maximum credit has been reached

Best used for:

  • Seasonal fluctuation in sales
  • A long sales cycle
  • Slow receivables

     
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